          |
| Company | AIG American General |
Jefferson Pilot Life |
ING ReliaStar |
ING Security LIfe |
Prudential Financial |
| Ratings | |||||
| A.M. Best Company (Best's Rating, 15 ratings) | A++ | A+ | A+ | A+ | A+ |
| Standard & Poor's (Financial Strength, 20 ratings) | AA+ | AA | AA | AA | AA- |
| Moody's (Financial Strength, 21 ratings) | Aa1 | Aa3 | Aa3 | Aa3 | Aa3 |
| Fitch Ratings (Financial Strength, 21 ratings) | AA+ | AA | AA | AA | AA |
| Weiss Research (Safety Rating, 16 ratings) | B+ | A- | B | B | B |
| Comdex (Percentile in Rated Companies) | 98 | 93 | 93 | 93 | 91 |
| Assets & Liabilities | |||||
| Total Admitted Assets | 30,967,903 | 16,595,716 | 22,042,631 | 23,814,540 | 221,916,063 |
| Total Liabilities | 25,957,750 | 15,728,295 | 20,162,491 | 22,284,678 | 214,850,817 |
| Separate Accounts | 3,103,727 | 491,491 | 4,078,427 | 1,837,339 | 77,465,478 |
| Total Surplus & AVR | 5,173,061 | 994,876 | 2,010,922 | 1,682,066 | 9,273,336 |
 As % of GeneralAccount Assets |
18.6% | 6.2% | 11.2% | 7.7% | 6.4% |
| Invested Asset Distribution & Yield | |||||
| Total Invested Assets | 26,851,173 | 15,546,869 | 17,338,676 | 21,551,491 | 139,841,150 |
| Bonds (%) |
79.3% | 80.0% | 77.5% | 76.7% | 71.9% |
| Stocks (%) |
11.3% | 0.3% | 2.0% | 0.9% | 6.3% |
| Mortgages (%) |
4.3% | 15.6% | 12.8% | 13.8% | 10.6% |
| Real Estate (%) |
0.3% | 0.7% | 0.6% | 0.0% | 0.2% |
| Policy Loans (%) |
3.0% | 1.7% | 3.8% | 5.6% | 4.5% |
| Cash & Short-Term |
0.0% | 0.2% | 1.1% | 2.4% | 4.7% |
| Other Invested Assets |
1.8% | 1.6% | 2.3% | 0.7% | 1.8% |
| Net Yield on Mean Invested Assets | |||||
| 2005 (Industry Average
5.52%) |
8.86% | 6.40% | 5.80% | 5.32% | 5.48% |
| 5 Year Average (Industry Average
6.05%) |
7.79% | 7.22% | 6.49% | 5.51% | 5.77% |
| Non-Performing Assets as % of Surplus & AVR | |||||
| Bonds In or Near Default | 1.3% | 0.4% | 0.1% | 1.1% | 1.3% |
| Problem Mortgages | 0.2% | 0.0% | 0.0% | 0.0% | 0.1% |
| Real Estate Acquired by Foreclosure | 0.0% | 0.0% | 0.0% | 0.0% | 0.0% |
| Total Non-Performing Assets | 1.6% | 0.4% | 0.1% | 1.1% | 1.4% |
| As a Percentage of Invested Assets |
0.3% | 0.0% | 0.0% | 0.1% | 0.1% |
| Bond Quality | |||||
| Total Value of Bonds | 21,337,007 | 12,486,723 | 13,580,702 | 16,851,016 | 107,306,472 |
| Class 1-2: Highest Quality |
92.1% | 95.1% | 96.1% | 95.9% | 90.7% |
| Class 3-5: Lower Quality |
7.6% | 4.9% | 3.9% | 4.0% | 9.2% |
| Class 6: In or Near Default |
0.3% | 0.0% | 0.0% | 0.1% | 0.1% |
| Weighted Bond Class | 1.6 | 1.5 | 1.3 | 1.4 | 1.5% |
| Income & Earnings | |||||
| Total Income | 5,596,389 | 2,994,932 | 4,284,360 | 4,938,925 | 22,313,812 |
| Net Premium Income | 2,658,611 | 2,054,361 | 3,114,418 | 3,548,992 | 16,510,348 |
| Earnings Before Dividends and Taxes | 656,778 | 197,092 | 294,718 | 293,314 | 2,062,382 |
| Net Operating Earnings | 677,151 | 105,621 | 190,707 | 122,993 | 1,845,465 |