Individual Disability
Insurance

Sometimes called income protection, this policy provides a monthly benefit to help cover daily living expenses if an individual becomes too sick or hurt to work.

Key Person
Disability Insurance

A solution to provide a business with the funds to help handle the loss of a key employee if that individual becomes totally disabled.

Overhead
Expense

Provides reimbursement for business expenses if an owner becomes disabled, helping keep the business open and operating.

Disability
Buy-Out

This solution is designed to fund a buy-sell agreement to buy out a disabled owner.